Money Saving Monday: It’s back!

Source

Once upon a time, I participated in this great experiment called Project: Food Budget. I was sad when it ended and planned on continuing documenting my journey with some tweaks.  Unfortunately, it became a bit of a non-priority and though I continued to coupon and budget extensively, documenting it all was not as important to me.  This also coincided with the beginning of some rather trying times during the last year.  Despite the e-mails asking when this feature would be back, I just could not bring myself to do it.

Things have been tight lately given that the beau and I are living off less than we’d like.  So as we’ve tightened our belts and our budget, I’ve found myself returning to my spend-thrifty ways!  So the time officially has come to bring. it. back.

*dance break*

Dancing on the beach

For those of you who may be new to this series it goes a little something like this.  Every Monday I’ll post a meal-planning, deal-sighting, coupon-using, all around fab post.  I’ll clue you in on the (hopefully) awesome recipes I’ll be trying out and my favorite steals and deals that I took advantage of.  If there’s a particular company I’m obsessed with, I might highlight them.  If I have a great tip for saving money, I’ll share that too.  Sometimes there will be photos of my meals and my haul.  Sometimes there won’t.  I’m trying to be a more go-with-the-flow type of person. 

My general rules/goals are as follows:

  • Spend no more than  is $400/month ($80-100/week).  This is for my beau and I and includes everything (food, toilet paper, neosporin, makeup, etc).
  • Save as much as or more than we spend.
  • Never pay full price for packaged foods.  Produce in boxes/bags is the one exception.
  • Similarly, pay the lowest possible price for packaged foods and stock up at this time if possible.    This may be from a sale, coupons, a combination of the two, or simply shopping at a competitively-priced store (e.g. Trader Joe’s).
  • Unit prices trump actual prices 99% of the time.  The 1% exception occurs when we’re really short on our budget but need something.  Then we buy  whatever is the least expensive.
  • Purchase packaged foods primarily from those companies that are ethical, supporters of local business, and, preferably, independently owned (as opposed to, well, not).   Cost sometimes wins but generally I stick to this.  #votewithyourfork
  • Purchase locally-grown produce whenever possible.
  • Purchase only organic varieties of the “Dirty Dozen” foods.  <–something I still struggle with, mostly for cost reasons.  However locally-grown with minimal-no pesticide use > organic.

Alright…let’s get to the good stuff!

Continue reading

Sharing the Couponing Love…with you!

One of my favorite things about couponing is the chance to get free stuff.  And I don’t mean just at the store…oh no, there’s a ton of companies ready and willing to give out free samples to those who take the time to look.

Luckily for me (and you), Hip2Save does the searching for us.

Though my dedication to couponing waxes and wanes depending on my mood, my coursework, etc, I diligently read Colin’s daily newsletter to see what free samples are up for grabs.  After all, it usually takes about five minutes to read the e-mail and an additional minute to fill in any sample request forms.  Six to eight weeks later, the goodies, which at this point you barely remember requesting, show up in your mailbox.  Its kind of like Christmas/Chanukah come early, dontcha think?  ;)

Most of the time the companies giving out the swag allow you to opt-out of their newsletter.  Even if that isn’t the case, there’s always the handy “unsubscribe” button.  And really, at the end of the day, free stuff is worth a minute of your time and the “hassle” *coughcough* of unsubscribing from a newsletter.

Especially when the surprise goodies look like this…

DSCN4931

Cute box…but what’s inside???

DSCN4932

Everything…

DSCN4933

The goodies I kept!

In the spirit of full disclosure, I didn’t get the Love with Food box completely free since I had to pay the whopping $2 for shipping but I’d still cal it a win.  ;)   Although I couldn’t eat everything in the box, I signed up for the December box because a) it was on sale for only $5 (including shipping) and b) for the months of November and December the company was donating two meals to Sandy victims for every box purchased.  I figured $7 for two months (versus $24) was pretty good.  And those mini crunch things were soooo good!  In fact, they were my favorite goodie in this box.  The juice spruced up some smoothies and the Inca Corn satisfied my PMS. The cookie, on the other hand, was stale-tasting and a huge disappointment.  You win some you lose some, right?

I’ve gotten a ton of other random samples in the meantime…and I must say, there really isn’t anything quite like opening your mailbox to free stuff you forgot you ordered.  It always brings a smile to my day, regardless of how stressful or long or difficult it has been.  And today I’m sharing some of that (holiday) joy with you all!

You see, in the various samples that I’ve gotten there’s undoubtedly been stuff that doesn’t interest me, either because it isn’t vegan, it has caffeine, or I just don’t care for it.  Instead of tossing it or letting the beau take it all (true story: he couldn’t resist the Asian-flavored Turkey Jerky that came in the Love Box <–I know this breaks many hearts, right?! tehe), I figured I would do a mishmash giveaway.

I don’t want to ruin the surprise by telling you exactly what’s coming but I will say there is chocolate, tea, and baking stuff.  <–ok I guess that kind of ruined it but you don’t know the specifics. *evil laugh*

To enter, simply leave a comment below telling me about your ultimate free sample.  Aka if you could receive anything from a company, what would it be?  The contest ends on Thursday, Dec 13 at 11:59 EST.  A winner will be chosen at random.  *Not all products are vegan.

Now since its the Holiday season and I’m the only person in my apartment complex with a Christmas tree up <–#wishIwerejoking I figured I share my little slice of Christmas spirit with you all.  It isn’t much, but it makes me ridiculously happy.

Christmas 2012 (2)

And finally…a sneak peak at my first speaking event!  This past Saturday I partnered with Johns Hopkins’ Center for Health Education and Wellness (CHEW) to present at the first ever Panhellenic Council aka sorority council) Wellness Day.  I had a blast and am excited to be working with CHEW on a number of future events.  I am so grateful for the opportunity and the day really reaffirmed my love for public speaking & performing <–because isn’t every public speaking event a bit of a performance?  I think so! as well as for working with women to create change.  It was a great day and I can’t wait until February’s events.

Leading a yoga-inspired gratitude exercise.

Leading a yoga-inspired gratitude exercise.

Now that I’ve totally distracted you…don’t forget to enter the giveaway by telling me about your ultimate free sample!  ;)

Yoga/beauty/life,

Kait xo

Disclaimer: I am not affiliated with Love with Food or Hip2Save.  All opinions expressed here are my own.

Why I <3 Couponing

Why I <3 Couponing

When sh*t happens…like an injured foot that requires being wrapped for the next six+ weeks…you don’t freak out about how to pay for it.

Because even though you planned on saving your extra coupons, discounts, what have you, you remember Colin’s mantra:

“It isn’t how much you save, it’s how much you spend on the stuff you need.” 

And yes, you really need this.

So after making some money at the store (as in I spent $1.15 and I received $3 Extra Care Bucks…), you realize that only paying $0.99 <–instead of $5.30 for an ace bandage sure trumps having to buy kinesio tape repeatedly.

Although, the kinesio tape sure is prettier…

Yes, having the thong between my second & third toes felt as awkward as it looks!

Yoga/beauty/life,

Kait xo

Money Saving Monday

Hello loves and welcome to what is officially Money Saving Mondays!  Now that Project: Food Budget is officially over, I’ve decided to do a quick couponing-esque write-up every Monday.  I’ll share savings and spending and my favorite deals.  Every now and then there will be a food-tastic giveaway (I’m waiting on an amazing package to come in tehehe) along with a Company of the Week.  As tips come up, I’ll post them.  And I’ll continue to share foodie photos as well.

Alright…let’s do this.  :)

Meal Plan

*Test recipes for the fourth Happy Herbivore cookbook are starred.*

Kale Salad with Butternut Squash and Caramelized Onions (from the Body Heart 3-Day Beauty Boost)
*Carrot Soup
Vegetable Cheater Pad Thai
Nigerian Kidney Bean Stew with a Peanut Sauce (leftovers from a Nigerian Independence Day potluck I attended this weekend)

Spending & Savings

I have a $200/month budget for groceries, including food, toiletries, and household items.

CVS: $9.26
Farm Stand: $10.00
Trader’s: $11.00
Wegmans: $13.76
Whole Foods: $16.22

Total Spent: $60.24

Total Saved: $30.30 (50%)

Huzzah for a new month!  And lots of good deals.  :)

Steals & Deals

So most of the deals I got were “end of the month” deals aka the coupons expired yesterday and are therefore of no use to anyone else.  Sorry about that.  :(   However, I would highly suggest clipping the Arrowhead Mills coupons here and here and getting yourself some free corn/rice/kamut puffs since they are only $1.99.  And great mixed in with coconut milk yogurt, peanut butter, pumpkin, and an excessive just the right amount of pumpkin pie spice.

In other news, I was super stoked because a couple of items I needed, and had been waiting to go on sale…were on sale when I got to Whole Foods!  Its such a good feeling when you have a coupon for every single thing on your list and when you discover that some of those things are also on sale.  double#win.  ;)

That’s it for this week.  Wednesday I’m sharing some of my new favorites…many of which I got on super sale on a whim and ended up falling in love with.  Cheers to that.

Yoga/beauty/savings,

Kait xo

Project: Food Budget, Week 49

Holy crap we’re on week 50 49!  That means only two three official weeks to go.

Not that I’ll stop budgeting or meal planning or couponing.  So my question is: do you guys want me to keep going with P:FB-like posts?  Let me know.  ;)

Weeks 48 and 49 47 and 48 were a bit *ahem* hectic.  The former was finals week and the latter was my break so I was home, spending far too much $ eating out and visiting friends and generally enjoying life.  I’m guessing that I was on-budget for the month of August, at least with my food budget, if not with my extraneous spending.  <–trying not to think about that!

Meal Plan

*Starred items are test recipes for the 4th Happy Herbivore cookbook.

Chili*
Corn Soup*
Parmesan Celery Salad  <–new favorite blog!  Thanks Emily!  And seriously everyone make this.  And yes, I used faux cheese.
Avocado Pasta with Zucchini Tagliatelle

Spending Savings

Wegmans: $38.03
Whole Foods: $33.72

Total: $71.75

Between an empty fridge, some deals that were too good to pass up, and the need for probiotics to help me recover from this weekend’s exploits ($16 on sale), it was a pricey week!

Total Saved: $19.76 (28%)

Steals & Deals

Wegmans
*Coupons up to $0.99 are doubled

2lb bag lemons: $3.49
Bananas: $0.49/lb
Organic Celery: $2.69
Salsa: $1.99

Barbara’s Shredded Wheat (29oz): $5.99
-$1.00 Barbara’s cpn
=$4.99 = $0.17/oz = $2.72/lb

Bob’s Red Mill Steel Cut Oats (24oz): $3.79
-$0.75 Bob’s Red Mill cpn
=$2.29 = $1.53/lb

Cascadian Farms Frozen Spinach: $1.42
-$0.75 Cascadian Farms cpn
=FREE!

Silk Almond Milk (1/2 gal): $2.99
-$0.55 Silk cpn (here’s a $1.00 one)
=$1.89 = $3.78/gal

Whole Foods

Earthbound Organics Power Greens (16oz): $3.99 (sale price)
-$0.75 EB Farm cpn
=$3.42/lb

Olivia’s Organic Spinach (16oz)
-$1.00 Olivia’s Organics cpn
=$1.99/lb

That’s it loves.  Don’t forget to let me know if you want me to continue doing food budget posts once the project ends!

Yoga/beauty/savings,

Kait xo

Project: Food Budget, Week 42 + An Announcement

Welcome to another edition of what I ate, what I spent, and what I saved.  This week marked the beginning of mid-terms (!) and as I write this I’ve spent the past many hours relaxing with cooking round two and watching episode after episode of Brothers & Sisters in a post-exam celebration.  I’m enjoying every second while I can since I have another exam next week so its back to the books tomorrow.

In the meantime, I must say that I’m proud that I’ve been able to stay so on track with my eating given the change in schedule.  I am still stress eating in a way I wish I weren’t and though my choices are different (some would say healthier), the underlying problem is still there: I get to the end of the batch of (insert food here) and realize then that I’ve fallen into an old pattern.  It may have been grapes and whole grain bread this week but it is the behavior itself that is the problem.  One of my reasons for wanting to overcome this habit is so that I don’t want to pass it on to my future children.  Yes I think this way – blame it on the psychology background or anything else.

Anyway, enough about my emotional eating habits…let’s talk food!

Weekly Menu

*I am happy to announce that I’m recipe testing for Happy Herbivore’s fourth cookbook!  I am super excited that the HH team asked me back as a tester and I cannot wait to see what Lindsay creates this time around.  For those just joining, I was a tester for HH’s soon-to-be-released third book.  Each week testers are required to choose three recipes and provide feedback about each.  I cannot disclose recipe names or details to anyone but I can tease you with photos…on weeks I take photos that is.  ;)   Test recipes are denoted with a star*.

Over the Rainbow Cabbage Salad

Shaved Kale and Avocado Salad (Crazy Sexy Diet)

Harvest Soup (Crazy Sexy Diet)

Curried Sweet Potato Soup (Happy Herbivore Cookbook)

Pesto*

Spending Savings

Farmers’ Market: $19.00
Trader Joe’s: $10.90
Wegmans: $14.54

Total: $44.44 (saved: $6.00)

I’m slowly but surely bringing that total down.  And I’m still well within my July budget. :) Last week I literally ran out of food so this week I had made my mind up that I wouldn’t make the same mistake.  I also wanted to purchase some convenience foods (Dr. Praeger’s veggie burgers, Alexia fries, microwave brown rice)for those nights when I just want to toaster-oven and go!

I actually purchased most of the convenience foods at Whole Foods.  My wonderful momma sent me a gift card and I wanted to get the most food for my buck so I ended up doing some massive couponing and had my best haul in a while.  In fact, I only purchased convenience foods if I had a coupon.  I don’t mind paying full price for produce, but if its in a box then I refuse!

Whole Foods: $19.29
Saved: $28.00 (145%) <–that’s what I’m talking about!!! 

Steals & Deals

Wow…its been forever since I’ve done this section.  I stumbled upon some awesome savings at Whole Foods that I wanted to share with you.  If you haven’t checked out my Guide to WF Couponing yet, now would be a good time. 

Seeds of Change Rice: $2.99 (sale price)
-$1.00 May/June Whole Deal cpn
-$1.00 Seeds of Change cpn
=$0.99 each

Pacific 7 Grain Non-Dairy Milk (32 oz): $3.19
-$0.75 July/August Whole Deal cpn
-$1.50 Pacific Foods cpn
=$0.94 each or $3.76/gal

Blue Diamond Almond Breeze Milk (32 oz): $1.99
-$1.00/2 May/June Whole Deal cpn
-$1.00/2 Blue Diamond cpn
or- 2 $0.50 Blue Diamond cpns
=$0.99 each or $3.96/gal

Saffron Road Frozen Meals: $3.99 (sale price)
-$1.00 July/August Whole Deal cpn
-$1.00 Saffron Road cpn
=$1.99 each  <–I had free product coupons but this is still a great deal, especially since they do have vegan options.

Alexia Fries: $3.49 (sale price)
-$1.00 Alexia cpn
=$2.49 each

I just realized its also been a while since I’ve shared the P:FB love!  Don’t forget to check out the other amazing bloggers who are a part of this movement.  Each of us has a different budget, number of mouths to feed, location, and belief about what food we should be eating.  :)

Yoga/beauty/savings,

Kait xo

A Simple Guide to Whole Foods Couponing

Source

***UPDATED*** Here is a copy of the Mid-Atlantic WF Coupon policy.  I suggest printing it and having it with you when you shop.  Check the comments for the North Atlantic  link.

If you are like me, you’ve undoubtedly heard this quip about Whole Foods.  In fact, now that I’m in grad school, I’m hearing it more and more.  Fact of the matter is, most of us are in a similar position: we’ve got tens of thousands of dollars in loans (or more), we’re living off of savings or loans, and we have no or minimal steady income coming in.  Yet being Public Health students, we want to live a healthy life.  For many of us, that means supplementing our Farmer’s Market trips with a stop at Whole Foods, the major option for organic products in downtown Baltimore (the two Trader’s are out in the county and otherwise its Safeway).

Lucky for my classmates, and all of you, I happen to be a budget-and-couponing loving shopper who truly believes that shopping at Whole Foods can be affordable with a little work + awareness + know-how.  I’ve figured out how to “work the system” to my advantage as much as possible and therefore save myself money while sticking as much as possible to my food values.

So here you are….my quick guide to making Whole Foods affordable.

Where to Find Coupons

  1. Whole Foods. Whole Foods has this great booklet that gets released bimonthly called The Whole Deal.  You can pick them up in store (usually right near the entrance with the weekly sales flyers) or print just the coupons you want right at home.  Each coupon is is good for three months.  For example, the coupons in the  the May/June Whole Deal don’t expire until the end of July.
  2. Online.  My favorite sites for all natural coupons themselves are Mambo Sprouts, Common Kindness and RecycleBank.  The latter two require accounts and are free to join.  RecycleBank is a website that allows you to complete tasks for points and then buy coupons with these points.  I was able to get Earth Friendly dish soap for $0.99 at Wegmans a while back thanks to this site.  I usually visit it a couple times a month and do a ton of activities in bulk.  Right now I’m also loving Earthbound Farms’ Organic Step Forward Program.  Again, it’s free to join.
  3. Online Part II.  Lots of “regular” coupon sites (Coupons.com, RedPlum, etc) also have all natural coupons.  To save you time + money, there are couponing blogs that do the legwork of finding out where such coupons are for you.  My favorites are Healthy Life Deals, Organic Deals, The Thrifty Mama, and The Greenbacks Gal.  Hip-2-Save also has an epic coupon database where you can look forcoupons for a specific product.
  4. The Weekly Newspaper.  Try to find a neighbor who gets the weekend newspaper and doesn’t use the coupons.  In Baltimore, the coupons come Saturday for subscribers and Sunday for those who just buy it at the store.  There won’t be a ton in here but hey, every dollar counts.
  5. VegFests, your local co-op, mom & pop natural stores.  This is where I get the bulk of my really good coupons.  If it is for a product I use a lot of, or can be convinced to use a lot of, I will grab a small stack.  It is important, however, to always ask before just grabbing away.
  6. The manufacturer’s themselves.  Goya lets your print coupons from their website once/month.  Attune sends out a monthly newsletter that almost always includes them.  Food for Life will mail them to you once every couple of months or so. E-mail the company, and check out their website and facebook page.  I was impressed at what I found.

How to Use Coupons

  1. Stacking.  Stacking coupons means that you use more than one coupon for the same item.  This is usually done by using a store coupon (e.g. one from the Whole Deal) with a manufacturer’s coupon (like one you get out of the Sunday paper).
  2. Combing coupons + sales.  I love doubling up on coupons and sales.  A couple weeks ago, for example, Whole Foods had Earthbound Farms Power Greens on sale for $3.99 (save $1).  Between that and my coupon, I saved a total of $1.75.
  3. Using both of the above.  This is the best deal you can get!  Not only is something on sale but you also have a store coupon and a manufacturer’s coupon for it, saving you the most amount of money possible.  :)

Here’s an example to put it all together.

Nature’s Path Granola Bars: 2/$6.00 (reg. $4.69 ea) <–item on sale
-2 $2.00 Nature’s Path coupon <–manufacturer’s coupon
-$1.50/2 Whole Deal coupon <–store coupon
=$0.50 or $0.25/box <–awesome deal

Other Ways to Save

  1. BYOB. WF gives you $0.05 for each bag you bring to the store.  This includes reusable produce bags<–$ saver + good for the environment = big win
  2. Buy in bulk. If you buy a case of any item, you get a 10% discount. Products usually come in cases of 6 or 12 and you can find the exact number either by asking or looking in the lower left-hand corner of the price tag.  You can use coupons with cases but you will not get the discount if you get a case of something that is already on sale.  This may vary by store.

FAQs

  1. How much time do you spend doing all this each week?  I know it seems like a lot!  And at first it might feel that way too.  But eventually it becomes second nature.  I spend between 1 and 2 hours on finding + printing coupons, meal planning, and organizing my grocery list.  I tend to get lost in grocery stores and spend 4-5 hours shopping BUT when I’m not meandering the aisle I can do it in about 30 minutes.  I organize my list + my coupons by the rows of the store.
  2. What the heck do I do with those $x.00/2 items coupons?  Wait for the product to go on sale 2/$x,00 (like I did with the granola bars above).  Or use them with another coupon.  Or do both.  ;)
  3. How do I know what’s on sale?  Whole Foods’ sales run Wednesday to Tuesday and the flyer can be found from their homepage.  There likely are more sales int he store than listed and this is where those coupon blogs come in handy again.  Each does a weekly match-up.Baltimore folks: I have yet to find a good match-up for our stores.  I will update this when I do!  For now, I suggest using Healthy Life Deals’ Cheat Sheet.
  4. Are there any couponing “rules” I should know about?  Here’s a crash course in Couponing etiquetteBe nice, be respectful, be honest, be fair.Do tell your cashier ahead of time that you will be using a lot of coupons andlet anyone who comes in line behind you know that it might take a while.
    Do not snap at the cashier if s/he isn’t sure what to do, steal all of the sticky coupons off the x container (sometimes manufacturer’s will put coupons right onto their products), try to use one coupon for another product, etc.  The grocery industry can easily pull these awesome savings out from under us at any time.  Don’t contribute to a negative couponing culture.
  5. So I’m going to start saving $100s with this, right?  Like on Extreme Couponing?  Um, not so much.  Consider this the part where I talk about managing expectations.  Some weeks I save more than I spend.  I try to do it every week but it still doesn’t happen.  Have I saved several $100s since I started couponing in the spring?  Undoubtedly.  But some weeks I save less than $10.  My thoughts are: if I want to buy x product and there’s a coupon available, why not use it?  I would have bought it regardless so all I’m doing is keeping extra $$$ in my pocket.  Understand that extreme couponing takes time…to learn and to dedicate to it.  For now, the basics will still help you out…poor grad student or not.  ;)
  6. Ok but sometimes the sales price isn’t the best deal for that item.  What gives?  So true!  This is where unit prices come in.  I try to think of everything in terms of pounds, gallons, rolls, etc.  The 10oz package of quinoa that costs $3.99 is actually more expensive per pound than the 1lb bag that costs $4.99.  I like to pay less than $6.00/gal non-dairy milk, $0.25/roll of toilet paper or paper towels, etc.  You can calculate the unit price yourself or just look in the upper left-hand corner of the price tag.

There you go!  I hope this guide was super helpful.  I want to send a shoutout to Kristin for teaching me all she knows and opening my world to natural food couponing. Thanks girl!

Questions?  Leave ‘em below and I’ll do my best.  ;)

Yoga/beauty/savings,

Kait xo