Money Saving Monday: It’s back!

Source

Once upon a time, I participated in this great experiment called Project: Food Budget. I was sad when it ended and planned on continuing documenting my journey with some tweaks.  Unfortunately, it became a bit of a non-priority and though I continued to coupon and budget extensively, documenting it all was not as important to me.  This also coincided with the beginning of some rather trying times during the last year.  Despite the e-mails asking when this feature would be back, I just could not bring myself to do it.

Things have been tight lately given that the beau and I are living off less than we’d like.  So as we’ve tightened our belts and our budget, I’ve found myself returning to my spend-thrifty ways!  So the time officially has come to bring. it. back.

*dance break*

Dancing on the beach

For those of you who may be new to this series it goes a little something like this.  Every Monday I’ll post a meal-planning, deal-sighting, coupon-using, all around fab post.  I’ll clue you in on the (hopefully) awesome recipes I’ll be trying out and my favorite steals and deals that I took advantage of.  If there’s a particular company I’m obsessed with, I might highlight them.  If I have a great tip for saving money, I’ll share that too.  Sometimes there will be photos of my meals and my haul.  Sometimes there won’t.  I’m trying to be a more go-with-the-flow type of person. 

My general rules/goals are as follows:

  • Spend no more than  is $400/month ($80-100/week).  This is for my beau and I and includes everything (food, toilet paper, neosporin, makeup, etc).
  • Save as much as or more than we spend.
  • Never pay full price for packaged foods.  Produce in boxes/bags is the one exception.
  • Similarly, pay the lowest possible price for packaged foods and stock up at this time if possible.    This may be from a sale, coupons, a combination of the two, or simply shopping at a competitively-priced store (e.g. Trader Joe’s).
  • Unit prices trump actual prices 99% of the time.  The 1% exception occurs when we’re really short on our budget but need something.  Then we buy  whatever is the least expensive.
  • Purchase packaged foods primarily from those companies that are ethical, supporters of local business, and, preferably, independently owned (as opposed to, well, not).   Cost sometimes wins but generally I stick to this.  #votewithyourfork
  • Purchase locally-grown produce whenever possible.
  • Purchase only organic varieties of the “Dirty Dozen” foods.  <–something I still struggle with, mostly for cost reasons.  However locally-grown with minimal-no pesticide use > organic.

Alright…let’s get to the good stuff!

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Money Saving Money – Away All Weekend Edition

Hi All,

I hope you had a wonderful weekend and that you actually got to take advantage of the holiday (Columbus Day in the States & Thanksgiving in Canada).  For the first time in my life I do not have a long weekend, a fact about which I am not a happy camper!  That didn’t stop me from jetting home though, and I spent a lovely New England weekend in CT with the beau and his family.  :)

I planned my return trip so I could grocery shop before the stores closed around traffic, meal planned on the bus (side note: MegaBus rocks.  I will happily take them again, anywhere.  The wifi actually worked well, there was much more space, and we didn’t take any 40 minute breaks at rest areas *coughBoltcough*), and was home from grocery shopping less than an hour after my bus got back.  This is a huge accomplishment folks!  However, it also means that I went to one store and one store only: Trader Joe’s.  So there isn’t much to share for this week except the fact that I was ridiculously under budget and to share the lesson that you <–err, me! don’t always have to go to three different stores to get what you need.  Most weeks I love the adventure of spending 2-3 hours driving around and grocery shopping but last night…all I wanted to do was get home!  And so I did…and it was a great reminder that just because you can spend (and save!) more money, doesn’t mean you have to.  

Meal Plan

Acorn Squash Polenta
Pumpkin Risotto <–I made mine with leftover b’nut squash and brown rice
Hearty Pumpkin Soup with Tofu  <–ohmuhgoodness are you seeing a theme yet?  haha
Apple Dijon Kale Salad
Golden Crusted Brussels Sprouts

Spending Savings

I spent a grand total of…wait for it…$27.50!  I didn’t save a dime but I didn’t overspend either.  *weeee*

Now to be fair, there are some things I plan on picking up later in the week (like more $0.25 tofu since I have a rain check #win) but nothing that will put me over budget (and hopefully I will stay under).

This is all especially good news considering the amount of $ I spent on food in NYC.  Now this sounds normal except that I wasn’t actually visiting the City…just passing through to and from CT.  Believe me when I say I made those pass throughs oh-so-worth-it!  You can see for yourself on Wednesday.  tehehehe

Yoga/beauty/savings,

Kait o

Money Saving Monday

Hello loves and welcome to what is officially Money Saving Mondays!  Now that Project: Food Budget is officially over, I’ve decided to do a quick couponing-esque write-up every Monday.  I’ll share savings and spending and my favorite deals.  Every now and then there will be a food-tastic giveaway (I’m waiting on an amazing package to come in tehehe) along with a Company of the Week.  As tips come up, I’ll post them.  And I’ll continue to share foodie photos as well.

Alright…let’s do this.  :)

Meal Plan

*Test recipes for the fourth Happy Herbivore cookbook are starred.*

Kale Salad with Butternut Squash and Caramelized Onions (from the Body Heart 3-Day Beauty Boost)
*Carrot Soup
Vegetable Cheater Pad Thai
Nigerian Kidney Bean Stew with a Peanut Sauce (leftovers from a Nigerian Independence Day potluck I attended this weekend)

Spending & Savings

I have a $200/month budget for groceries, including food, toiletries, and household items.

CVS: $9.26
Farm Stand: $10.00
Trader’s: $11.00
Wegmans: $13.76
Whole Foods: $16.22

Total Spent: $60.24

Total Saved: $30.30 (50%)

Huzzah for a new month!  And lots of good deals.  :)

Steals & Deals

So most of the deals I got were “end of the month” deals aka the coupons expired yesterday and are therefore of no use to anyone else.  Sorry about that.  :(   However, I would highly suggest clipping the Arrowhead Mills coupons here and here and getting yourself some free corn/rice/kamut puffs since they are only $1.99.  And great mixed in with coconut milk yogurt, peanut butter, pumpkin, and an excessive just the right amount of pumpkin pie spice.

In other news, I was super stoked because a couple of items I needed, and had been waiting to go on sale…were on sale when I got to Whole Foods!  Its such a good feeling when you have a coupon for every single thing on your list and when you discover that some of those things are also on sale.  double#win.  ;)

That’s it for this week.  Wednesday I’m sharing some of my new favorites…many of which I got on super sale on a whim and ended up falling in love with.  Cheers to that.

Yoga/beauty/savings,

Kait xo

Project: Food Budget – This is It!

Holy crap…this is my last P:FB post.  :’(  I’m actually really sad this project is over since I’ve had a blast, met some great friends, and learned a ton.  I hope these weekly posts have been useful for you!  Thanks to everyone who has commented and offered support and feedback.   :)

Anyway, Emily asked that we go a little rogue this week and do a bit of reflecting on our participation in this project.  So here goes…

I’ve always considered myself a good budget-er.  That is what happens when, for better or worse, you become financially independent at 16 and are responsible for every dime you spend (car insurance included).  However, when I graduated college and was working full time both at UMass and Passion Parties (that would be 6-8 parties/month), I experienced wealth like never before.  Now, this is relative wealth since what I was making, combined, most people would scoff at.  Fact of the matter is, I was making more money than ever and I could spend it how I chose.  I was frugal about saving because I planned on going to medical school and am extremely grateful because it saved me from taking out a very very large sum of additional loans.

But somewhere along the way, I let budgeting slide.  Probably because, for the first time in my life I didn’t have to watch every single dollar and cent. <–I can still remember hand writing a weekly budget every week during high school. I didn’t have to budget so why should I?  The short answer is that I first became a foodie…and then a couponer…and then a grad student.  The longer answer is that just because I have the money to spend doesn’t mean I should spend it carelessly.  If there is an opportunity to save, I should take it.  Not because I’m living in a state of lack but rather because being frugal is just plain smart.  <–And I’d prefer to save my money for a vitamix.  *sigh*

P:FB came into my life at the perfect time when I saw my food spending getting out of control ($80-$100/week was the norm for just me) and one of my good friends had just introduced me to healthy couponing.  Like most things, I went a little overboard with the couponing at first but I’ve now found a good balance…I spend one morning a week (usually Saturday since that’s when the sales flyers come out) meal planning and couponing.  Does that mean I miss stuff?  Absolutely.  But it also means I stay a bit saner.  And, you know, there’s all my grad school stuff!

As I’ve taken this journey I’ve learned a few things about myself and my habits.

  • I effing love a good sale.  And its really hard to turn one down even if I technically-sort-of-really don’t need it.
  • I have no qualms about pulling from my monthly “fun fund” to buy a new ingredient.
  • Some weeks you just have to put your budget aside.  <–more so when this budgeting thing was just for fun!
  • Some weeks you have to pay the cheaper total price rather than the best unit price to stay on budget.  :(
  • I’m really good at massaging numbers to make myself feel better.  <–note to self: I am not defined by a $ amount!
  • Couponing is really fun…and can be time-consuming…but mostly its a great intellectual challenge.
  • There’s nothing quite like the high you get from a big haul!  <–especially if you haven’t eaten/drank too much caffeine
  • Group accountability counts for something.  I knew I had to post every week and I didn’t want to let myself or anyone else down.
  • I really love taking photos of food.  I’m not that good at it but man is it fun.  :)
  • I’m glad I had a chance to “play around” with this before being put into a situation where I had no choice.
  • Going off of that, I feel blessed that this budget is not a be-all-end-all for me.  Even if I do go over, I can usually make the difference up with one Passion Party or, if worse comes to worse, can borrow money from someone.  Not everyone on  budget can say the same.

Given that I’ve had such a great time with this project, I do plan on continuing to do it.  I have to live on a budget now so it just makes sense.  That being said, I’ll be switching my food budget posts to Mondays.  This way, I can write up the posts while the food is cooking AND you can get to WF before the sales end.  :)

OK so onto this week’s meal plan…

Weekly Menu

*Starred recipes are test recipes for the forthcoming Happy Herbivore cookbook.

After some excessive spending two weeks ago, I decided to use up pantry items this week and I based my meal plan on that + what was on sale/I had coupons for.  I must say, I’m pretty impressed given most of this stuff I just had lying around!  Including the spinach which I had gotten for free with a Cascadian farms coupon.  *woot*

Sunday Night Sushi Feast: avo, cucumber, and asparagus roles, seaweed salad, and homemade roasted edamame.

Mexican Salad with arugula,black beans, olives, red pepper, pineapple salsa, and hot sauce

*Loaded Baked Potato 1 – seriously you can’t even see the potato!

Sauteed Spinach with Silken Tofu and Red Rice

*Kale with black beans and vegan ricotta ^perhaps my favorite picture ever.  *note to self* photograph on the concrete again

Loaded Potato, take 2*
The most amazing chili* in the world
Lots of Cascadian Farms granola

Spending Savings

Farm stand: $6.50
Whole Foods: $20.07
Trader Joe’s: $5.65
Glut Co-Op: $11.00

Total: $43.22 :)

Total Saved: $10.48 (~25%)

I’m really super impressed by this week considering the only place I used coupons was WF!  And everything I bought at Glut was really nto necessary (lots of nuts, tofu ricotta that was only $2.00, awesome crackers for the same price…you get the picture).

That’s it folks because its midterms and my big brother is visiting tomorrow so I need to tidy this place up a bit.

Yoga/beauty/savings,

Kait xo

 

A Saturday of Food

DC VegFest was this weekend.

I happened to be visiting my friend in DC.  <–see I was totally meant to be a plant-strong foodie.

I’ll admit I was a bit disappointed.  No free parking (no cheap parking either..the $20 lot was the cheap one) like in Boston.  Fewer take-home food vendors, more restaurants (and non-profits).  Different companies, including more processed foods than ever and fewer whole foods vendors (and dessert vendors…I was definitely missing Emmy’s and Theo like WHOA).  I expected differences but to be honest I wasn’t impressed with some of the fill-ins.  Oh well.

It also didn’t help that the weather decided to be almost summer-ly and I had only brought black jeggings with me.

Oh well…at least I looked cute while having my first ever coconut experience.

I <3 my “Ask me why I’m a vegetarian” shirt.

This was by far my favorite part of the fest.  Or maybe my 2nd…but since the triple chocolate donut I savored (and for reals…it took me an hour to eat it because I just wanted to enjoy every glorious bite) didn’t get photographed, we’ll go with the coconut.  <–plus I got to ask the girl I was buying said donut from if she would “hold my coconut.”  Tehehehe  Seriously though, you need to go get a coconut (and a machete) and try this.  The machete is so you can open it with a super-cool swish/swish!

I also got some pretty decent swag:

Unfortunately, I wasn’t one of the first 1,000 to arrive (see aforementioned note re: parking) but the bag + swag only cost $5.  <–also a tax write-off since it’s supporting a non-profit. #win  What you don’t see are the coupons…there’s a decent amount of them, including enough Earth Balance ones to replenish my stash which is expiring at the end of this month.  That totally counts as another #win.

After the Fest + some bonding time with my bestie (who I was visiting), I headed off to the happiest place on (my) earth: the Glut Food Co-op.  This place is like my heaven…its filled with just about every bulk item you can want, including liquid bulk items like tahini, tamari, and maple syrup.  The prices are ridiculously affordable…$3.52/lb for tahini, <$10/lb for raw organic nuts, etc.  And you don’t have to be a member to shop there or get the discounts.  Its owned by the people, for the people.  And it is simply amazing.

I had pictures of the liquid bulk items to insert here but I accidentally deleted them…think the giant things you usually see lemonade in…except rectangular in shape…and filled with deliciousness.  <–you get what I’m saying, right?  ;)

Nom/nom/nom,

Kait xo

Oh Happy (Sun)day

I woke up in a homesick funk this Sunday. I hosted an amazing dinner party the night before but couldn’t shake feeling lonely and melancholy. It took a couple of hours to get myself up and out to go grocery shopping <–see what I mean about the melancholy? When do I NOT want to go grocery shopping?! but when I finally did, the Universe sent so many wonderful things my way.

See?

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Bright green ice cream bus.  <–bus > truck IMO

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A sale on my favorite chocolate!

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Free ice cream coupon…all because I asked why there was a bright green ice cream bus from Cali in a MD grocery store parking lot. :)

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Giant box of baking soda for less than $3. #win

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A big old reminder from the Universe that was waiting for me at…wait for it…a Mediterranean Festival I stumbled upon while driving to Wegmans. I wish I could have captured the smells and shared them with you. Alas, you’ll just have to take my word that it was amazing. There was even group dancing…it was perfect. :)

Yoga/beauty/life,

Kait xo

Project: Food Budget, the real Week 50

Ok this week its week 50. Sorry about that. ;)

Weekly Menu

*Recipes from the upcoming 4th Happy Herbivore cookbook are denoted with a *.

Raw Zucchini Almond Pesto

Soup*

Sweet Potato, Red Pepper, and Coconut Milk soup

Quinoa, Pumpkin Seed, and Tahini Salad

Spending Savings

Co-op: $20.16
Farm Stand: $8.00
Wegmans: $23.02
Whole Foods: $12.00
Ecomom.com: $20.95

Total: $84.13

Another high week but I had an awesome Passion Party Saturday night so I let this slide. Plus I picked up a lot of necessities and got a ton of great deals that will last me a while. *woot*

Total Savings: $33.62 (40%)

what what!

Steals & Deals

Ecomom

I hate weeks where I need to buy face products. I use expensive products and they last a while but when I do need to buy them its always a bit painful. Luckily, I checked my coupon sites before heading out today and got 2 for 1 moisturizer. Let me explain.

Plum District (PD) currently has a voucher for $15 for $30 of products at Ecomom.com. PD is like Groupon for mom but they tend to have vouchers for websites that have mom-and-kid-stuff plus everyone-else-stuff. Websites like Ecomom where my moisturizer is the same price as at Target ($14.99) but where I don’t have to pay tax and where I can pay for one (by purchasing the voucher) but order two. #win

Baltimore Food Co-Op

Organic Zucchini: $1.00 each
Cucumbers: $0.50 ea
Nutritional Yeast: $7.69 for 8 oz <;–vitacost has been out :(

Wegmans

Organic Carrots, 2lb bag: $1.69
Hydroponic Basil: $2.99 ea <;–here's to round 2 growing my own basil!
Organic Lite Coconut Milk: $1.99

Paper Towel 12 pack : $12.99
-$4.00 Wegmans cpn from random mailer
=$8.99 = $0.45 ea <;–12 big rolls = 20 regular ones

And my favorite deal:

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Whole Foods

Arrowhead Mills Cereal: 2/$7 (sale price)
-$1.00 Whole Foods cpn
-$1.00 Arrowhead Mills cpn
= $1.50

Jason Shampoo: $7.99
-$3.00 Whole Foods cpn
-$4.00 Jason cpn <;–from toothpaste box
=$0.99

Cliff Kit Bars: $1.49 ea
-B1G1 Free cpn
=$1.49/2 = $0.75 ea

Earthbound Farms Romaine Hearts: $2.79
-$0.75 EB Farms cpn
=$2.04

Earthbound Farms Bagged Salads: $1.99
-$0.75 EB Farms cpn
=$1.24

That it folks!

Until next time…

Yoga/beauty/life,

Kait xo

Weekend Fun

 

It was a pretty perfect weekend…girl talk, life chats, rooftop adventures (and subsequent bruises), sleep overs, an entire day devoted to food (planning/shopping/cooking *sigh*), and a fantastic Passion Party.

As a side note…I absolutely love having WordPress on my phone so I can tap and go.  :)

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Getting ready aka my sexy date for the night. ;)

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Blurry ballroom dance lessons, take 1.

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Take 2…even blurrier.

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Varsha always wanted to sing on a piano…Robbie just made that dream come true.

Piano playing.

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Rooftop + Washington Monument, take 1.

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..and without the crazy iPhone flash.

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Homemade fruit-and-nut sorbet. I <3 my unofficial roommates. :)

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Battle wounds.

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One of my favorite places in Bmore – the bulk food room at the Co-op. #foodie

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Farmstand in Hunt Valley – another one of my favorite secret spots. :)

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I <3 winter squash…especially at $0.80/lb. <–yes a victory dance resulted.

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Baby pumpkins!

Yoga/beauty/joy,

Kait xo

Project: Food Budget, Week 49

Holy crap we’re on week 50 49!  That means only two three official weeks to go.

Not that I’ll stop budgeting or meal planning or couponing.  So my question is: do you guys want me to keep going with P:FB-like posts?  Let me know.  ;)

Weeks 48 and 49 47 and 48 were a bit *ahem* hectic.  The former was finals week and the latter was my break so I was home, spending far too much $ eating out and visiting friends and generally enjoying life.  I’m guessing that I was on-budget for the month of August, at least with my food budget, if not with my extraneous spending.  <–trying not to think about that!

Meal Plan

*Starred items are test recipes for the 4th Happy Herbivore cookbook.

Chili*
Corn Soup*
Parmesan Celery Salad  <–new favorite blog!  Thanks Emily!  And seriously everyone make this.  And yes, I used faux cheese.
Avocado Pasta with Zucchini Tagliatelle

Spending Savings

Wegmans: $38.03
Whole Foods: $33.72

Total: $71.75

Between an empty fridge, some deals that were too good to pass up, and the need for probiotics to help me recover from this weekend’s exploits ($16 on sale), it was a pricey week!

Total Saved: $19.76 (28%)

Steals & Deals

Wegmans
*Coupons up to $0.99 are doubled

2lb bag lemons: $3.49
Bananas: $0.49/lb
Organic Celery: $2.69
Salsa: $1.99

Barbara’s Shredded Wheat (29oz): $5.99
-$1.00 Barbara’s cpn
=$4.99 = $0.17/oz = $2.72/lb

Bob’s Red Mill Steel Cut Oats (24oz): $3.79
-$0.75 Bob’s Red Mill cpn
=$2.29 = $1.53/lb

Cascadian Farms Frozen Spinach: $1.42
-$0.75 Cascadian Farms cpn
=FREE!

Silk Almond Milk (1/2 gal): $2.99
-$0.55 Silk cpn (here’s a $1.00 one)
=$1.89 = $3.78/gal

Whole Foods

Earthbound Organics Power Greens (16oz): $3.99 (sale price)
-$0.75 EB Farm cpn
=$3.42/lb

Olivia’s Organic Spinach (16oz)
-$1.00 Olivia’s Organics cpn
=$1.99/lb

That’s it loves.  Don’t forget to let me know if you want me to continue doing food budget posts once the project ends!

Yoga/beauty/savings,

Kait xo